A mortgage affordability and eligibility calculator embedded in lender and broker sites to help prospective borrowers estimate the loan they can service.
Borrowers walked into branches unsure what they could afford, consuming officer time on triaging rather than advising.
Existing calculators glossed over stress rates, offset accounts and real debt obligations.
The lender wanted an embeddable tool that captured enough detail to give a realistic ballpark.
Built an embeddable React widget that runs realistic affordability scenarios against the lender's live rate card.
Added stress-test, offset-account and dependent-cost inputs to produce defensible numbers.
Wired lead capture so brokers get a warm enquiry with the borrower's saved scenario.
Branch time shifted from triage to advice.
Brokers receive leads with context instead of cold forms.
Borrowers arrive with realistic expectations.
The exact tools in the delivered system. We pick the stack to fit the problem and the team — not the trend cycle.
Most clients renew for a second engagement. The ones who don't usually hire someone from our team to run the project in-house.
We are a mental health charity and not tech minded. We needed to improve our patient registration system but wanted a company that we can relate to. Hassan took the time to meet with me and patiently went through our process to find a personalised solution for us. Hassan's team did a great job streamlining our process and connected our registration system to our patient management software. Whenever we have a glitch, they resolve this quickly. Cloudini provides a personal and efficient service and we have adopted them to be our IT provider.
I am writing to wholeheartedly recommend Cloudini as a premier bespoke software development agency. Our journey with them has been nothing short of exemplary, far exceeding our initial expectations. While many agencies can develop based on strict specifications, Cloudini demonstrated an incredible commitment to our project that was truly unparalleled.
Dragonfly has been working with the team at Cloudini for several years now on building out our web-based platform and APIs. One of their strengths is quickly building out a multi-disciplinary team to work on the development and delivery of features with different technical requirements. Their support has allowed us to accelerate our development work without building an internal team. They have also worked seamlessly with other third parties both during the acquisition of Dragonfly and development of our mobile app. Cloudini has been instrumental in bringing our ideas to life and providing guidance to help us make the best technical decisions. I would recommend getting in touch with them if you're looking for support.
We've been building software since 2010 — 16 years of delivery across finance, healthcare, retail, logistics, energy, the public sector, and beyond. We're a consultancy, not a body-shop, and we've kept the same engineering discipline across every engagement shape.
Thirty minutes with an actual engineer. No sales, no drip campaign. If we're the wrong fit we'll tell you and point you somewhere better.
